Local INR delivery
Payments arrive in India over local bank transfer to Indian accounts, so your recipient sees a normal domestic credit in their own bank account.
USD to INR
Send USD to India
Pay recipients in India in Indian Rupee from your USD balance. The rate and the fee are shown before you confirm, and most payments settle the same business day.
This corridor
USD
You send
INR
They receive
- Delivery method
- local bank transfer to Indian accounts
- Recipient currency
- Indian Rupee
- Destination
- India
Payments into India can require a stated purpose for the transfer to satisfy local reporting rules. The payment form will prompt you for anything the receiving side needs.
Why this route works
USD to INR, without the wire
Local delivery in India instead of an international transfer that arrives late and short.
Rate shown before you send
The USD to INR rate and the fee appear on the confirmation screen, along with the exact INR amount that will land.
Same-day where possible
Most payments to Indian bank accounts settle the same business day. Transfers submitted after local cut-off times, or on Indian bank holidays, complete on the next working day.
Compliant end to end
Every USD to INR payment is screened against sanctions and anti-money-laundering rules before release, which keeps funds from being held up on arrival.
How to send
Sending INR in three steps
- 1
Fund your USD balance
Receive USD into your local Vale account details, or convert from another currency you already hold.
- 2
Add your recipient
Enter the recipient's India bank details. We check the format before you continue, so payments do not fail for a typo.
- 3
Send and track to INR
Review the rate, the fee and the landing amount, approve the payment, and follow it until it settles in INR.
USD to INR FAQ
Questions about sending to India
What people check before their first payment on this route.
Most payments to Indian bank accounts settle the same business day. Transfers submitted after local cut-off times, or on Indian bank holidays, complete on the next working day.
You see the applicable rate and the fee on screen before confirming, together with the exact amount your recipient will receive in INR. Nothing is deducted afterwards, so the figure you approve is the figure that lands.
You need the recipient's full name as it appears on their bank account plus their local India account details. The payment form tells you exactly which fields are required and validates them before you continue.
INR is available as a payout currency rather than a balance you hold. You keep your funds in a currency such as USD and convert as part of the payment, which means you are not exposed to INR movements while you wait.
Start sending USD to INR
Open a free account, verify in minutes, and pay your first recipient today.